Flooding is the most common natural disaster in the United States and it is not covered typically under your homeowner’s or business policy. Statistics show you are more likely to suffer a loss from flooding than a fire. It only takes a few inches of water to cause thousands of dollars in damage. Mayo Insurance and Williamsburg Insurance can help you navigate the flood waters by reviewing your flood risk and the cost of insuring your property against such an event. FEMA regulates flood insurance, so there are certain requirements and jargon that we will help you understand. Typically flood insurance policies have a 30-day waiting period before coverage begins.